Parisian Family Office, Founder & CEO. Started Wall Street, '82. Drexel Burnham alum in LaJolla, CA. Founded Native American Advisors, Chippewa Partners. '95. Chippewa. Conservative. Raised on reservations. Was NYSE/FINRA arbitrator. Trading O'Neil/CANSLIM methodology at PAMELOT, TN farm, GHOST RANCH, MT, on the Yellowstone River, or CASA TULE', their winter camp in Los Cabos, Mexico. Will always be, a relentless optimist with radical gratitude.

Sunday, August 30, 2026

GOVERNMENT fully ASLEEP

Obamacare Facts:

  • The ACA dramatically increased health insurance premiums and cost-sharing in the individual market….

  • The ACA collapsed insurer competition in the nation’s individual markets….

  • The ACA failed to meet official enrollment targets in the individual markets….

  • The ACA is pricing middle-class Americans out of individual market coverage….

  • The ACA expanded government coverage while wrecking the private individual health insurance market….

  • The ACA compromised access to care for persons—including those with preexisting medical conditions—enrolled in the nation’s individual markets….

  • The ACA failed—and failed miserably—to attract young people into the exchange insurance pools….

  • The ACA Medicaid expansion prioritizes able-bodied adults, many of whom are working, over the elderly, the disabled, and poor women and children….

  • The ACA did not, as predicted, “bend the curve” of America’s healthcare spending….

  • The ACA’s vaunted delivery reforms did not yield the anticipated savings.

Taxpayers spent $65 billion on health insurance premiums for people who either didn't exist or didn't qualify for benefits in two federal programs in 2024, according to an Aug. 26 report from Paragon Health Institute.

Expanded Medicaid and Obamacare, the signature programs of the Affordable Care Act, improperly enrolled a combined 14.3 million people that year, researchers concluded.

Expanded Medicaid allows states to enroll people making up to 138 percent of the federal poverty level, versus up to 100 percent for traditional Medicaid. That limit was about $35,600 for a family of three in 2024.

Obamacare was open to people earning up to 400 percent of the federal poverty level at that time, about $103,000 for a family of three.

Both programs are administered through the Affordable Care Act Marketplace, with coverage provided by commercial insurance companies.

As Lawrence Wilson details below, via The Epoch Times, researchers estimate that about 34 percent of all Marketplace enrollees in 2024 were either fraudulent, duplicates, or simply didn't meet the benefit criteria. 

And the number went up the next year, researchers said.

"Improper exchange enrollment increased by more than 26 percent from 2024 to 2025 - up to an estimated 6.5 million enrollees," the report stated.

Enrollment Problems

Researchers studied federal data from surveys, program enrollment, and spending and concluded that more than 9 million Medicaid expansion enrollees in 2024 probably didn't qualify for the benefit.

Those were likely people whose income was over the limit, did not meet citizenship, immigration, or residency requirements, or should have been enrolled in traditional Medicaid.

With Obamacare, the $0 premium policies made possible during the post-COVID years became a target for fraud, according to Paragon President Brian Blase.

Testifying before Congress in December, Blase said many people were enrolled in the program without their knowledge by unscrupulous insurance brokers, prompting the federal government to send a commission check to them - and premium payments to an insurance company.

These phantom enrollees are detected in part by their lack of activity once enrolled, Blase said.

Also, 28 states had more people enrolled in Obamacare than there were people in the state who met the income requirements.

Skepticism

Paragon had previously reported its enrollment analysis, though the cost calculation is new.

Based on previous reports, some observers have questioned the assertion that improper enrollment, particularly in Obamacare, is as widespread as the think tank concluded.

"There is no evidence of systemic fraud, waste, or abuse in [state-based marketplaces]," according to Covered California, the state's health insurance marketplace.

As for the lack of activity by some enrollees, America's Health Insurance Plans released a statement in 2025 saying, "A 'no-claims' year is evidence that a consumer stayed healthy or only had a few months of coverage - not that taxpayer money was misdirected or that their policy was illegitimate."

Others observers say Paragon's research method doesn't factor in all the variables. "There are a number of reasons why people who report incomes somewhat above 138 percent of the poverty line in a survey may be eligible for the Medicaid expansion," the Center on Budget and Policy Priorities said about a previous Paragon report.

Yet in December 2025, the Government Accountability Office reported that investigators were able to enroll 20 nonexistent identities in Obamacare in 2024 by using Social Security numbers that had never been issued to any person and other easily created counterfeit documents.

Of the 20 false enrollments, 18 were still active in September 2025, costing taxpayers more than $10,000 per month.

Investigators also found 26,000 accounts that received subsidies in 2023 based on Social Security numbers that matched records in the Social Security Administration's death file.

Taxpayers paid more than $94 million in subsidies for one year based on false enrollments uncovered by the investigators.

Savings and Recovery

The federal government has taken aggressive action to root out improper enrollment over the last two years.

That includes suspending agents and brokers from the program for suspected fraud, reinstating data matching between federal programs to prevent duplicate enrollment, canceling phantom enrollments, and requiring Medicaid eligibility recertification every six months.

The Centers for Medicare and Medicaid Services reported in January it had removed more than 1 million enrollees who were concurrently enrolled in Obamacare and Medicaid or the Children's Health Insurance Program, or who had failed to file and reconcile previously received subsidies.

Another 250,000 were removed who'd been enrolled without their consent.

Those actions produced $10 billion in annual savings, according to a government statement.


 


CALIFORNIA

#1 in Addiction 
#1 in Gas Prices
#1 in Homelessness
#1 in Poverty
#1 in Income Tax
#1 in Gas Tax
#1 in Budget Deficit 
#1 in Retail Theft
#1 in Citizen Exodus 
#1 in COVID Mandates
#1 in COVID School Closures 
#1 in COVID Business Closures 
#1 in Illegal Immigration 
#1 in Funding Illegal Migration
#1 in Illiteracy
#1 in Wage Stagnation 
#1 in Frivolous Lawsuits
#1 in Worker Restrictions
#1 in Anti-Business Regulations

Saturday, August 29, 2026

Trade at SCHWAB?

A typical retail equity order at Charles Schwab is seen by about two firms before it executes: Schwab itself, then one wholesaler.

Schwab does not internalize stock orders or trade them as principal. Its smart router looks at order type, size, and market conditions, then sends the vast majority of non-directed marketable orders to a small group of unaffiliated liquidity providers (wholesalers). Those firms either fill the order against their own capital (internalization) or, less often, send it onward to an exchange or ATS.

Q2 2026 Rule 606 data shows the concentration. For S&P 500 names the main destinations were:

  • Citadel Securities ~36%
  • Virtu Americas ~18%
  • Hudson River Trading ~18%
  • Jane Street ~10%
  • Two Sigma ~9%
  • G1 Execution ~5%

The same handful of names dominate non-S&P 500 flow. An individual order is sent to one of those firms, not broadcast to all of them.

Industry studies put internalization of marketable retail flow at roughly 80%. That means most small retail market or marketable-limit orders never leave the wholesaler’s book and never appear on a public exchange. Larger or non-marketable limit orders are more likely to be posted on an exchange (directly or via the wholesaler).

So the practical path for a garden-variety Schwab retail order is:

  1. Schwab’s systems
  2. One wholesaler (most often Citadel)
  3. Execution (usually internalized)

That is far fewer counterparties than an institutional order that is sliced across multiple exchanges, dark pools, and algorithms. It is also why PFOF and wholesaler internalization remain the core of how most U.S. retail equity flow is handled.

Friday, August 28, 2026

Free For All ...IT is Friday, Isn't IT?

Ever wake up on a Friday and say it's about over?

Over?

Over what?

Are you over it?

It.  You know.  IT!

It is relative.  It is all around you.  Everywhere is IT.

You my friend are surrounded by it.

It's deep and invariably circles back to politics, government, morals.

Today, it's Friday.  I'm looking around.  My vision is clear!

Are you tired of this bullshit with Mitch McConnell pulling a Houdini on America?   75 fucking days of Mitch's GHOST flying around.   This, America is what you voted for?  Lies and distortion.  Well, you sure as hell got it.  

Tired of Somali's in Minnesota milking billions of dollars?

Tired of about every Indian Reservation in America crying, "whoa is me" for more money, more grift, more handouts, more travel, more conferences, more of the same to get them to where they were 50 years ago?  I know, I lived on more reservations than you have ever been on. 

Tired of the FEDERAL RESERVE BANK in America?

Tired of all the economic data brought to you with as many lies and as much distortion as possible to milk the gravy train for more votes and better political press?

Tired of Fin TV and it's associated cheerleading?

Sick of watching the television set in your house and having to listen to commercial after commercial try to sell you pills, drugs, and more Pharma Death than at anytime in history?

Sick of a tax code that makes no sense?

Sick of insider trading in Congress but you front run a press release and you have the SEC nut jobs calling you night and day?

Tired of stockbrokers who aren't fiduciaries telling lie after lie after lie?

Sick of FINRA representing the big brokerage firms?   LOLOLOL, say it ain't so, FINRA!

Tired of dentists that lie to you?

Tired of doctors that lie to you?

Tired of veterinarians that lie to you?

Tired of Big Pharma?

Tired of all the Americans still dying from Covid vaccine injections?

Tired of the red/blue nonsense when they are all the same?

I’m sick of pretending this is a functioning country with a functioning government.

Congress is not “divided.” 

It is not “gridlocked.”

It is not “just politics.”

It is a criminal class of 535 people who have spent decades selling this country piece by piece while lecturing the rest of us about democracy, values, and the rule of law.  Don't believe me, look right here.

DEBT CLOCK for AMERICA

$40,000,000,000,000.00 in debt today.  Go ahead, look at it accumulate.

These fakes pass spending bills they don’t read.

They pile debt on people who are not born yet. They take money from foreign interests, lobbyists, PACs, and industries they regulate, then act shocked when anyone calls it what it is: influence-peddling.

They protect their own.

They investigate their enemies. They never investigate themselves with the same fervor. 

The worst part isn’t even the money. It’s the moral rot. A government that can lecture parents, churches, and working people about morality while shielding predators, burying files, redacting names, and treating elite sex-crime networks like a scheduling inconvenience has no moral authority left. If the same evidence, the same flight logs, the same sealed names, and the same “we can’t comment” stonewalling applied to anyone outside their class, those people would already be in prison. 

You see, EPSTEIN says it all.  All you need to know.  For this crowd, it becomes “complicated,” “ongoing,” or “not the right time.”  You see, IT is their business model. They take the money, take the trips, take the talking points, then wrap themselves in the flag and tell you anyone who notices is a conspiracy theorist. 

They will fight harder to protect their donors and their secrets than they will fight to protect the border, the budget, or the people who actually pay for all of it.  

I don’t hate “government” as an idea. I hate this government, the one that treats citizens like a revenue stream, treats accountability like an attack, and treats the most disgusting crimes as a club you only get punished for if you’re not connected. 

Fuck it, no more polite language.  No more “both sides” anesthesia.

If Congress had a shred of honor left, they would open every sealed file, name every protector, cut the foreign cash pipelines, and submit themselves to the same laws they impose on everyone else. 

They won’t. That’s IT.  

That is the point. 

They are not public servants. They are a protected class. And the country is rotting under them.

And knowing what I know now, I am dam sure tired of the politics in the United States military.    Amazing some of these Generals can tie their own boots.

Today I am tired of the envy of the wealthy.  Most of America wouldn't know a 50 hour work week if it showed up in their bank account.

Tired of the communities of color in America grandstanding about how bad they have it?

It is tiring.

IT is awful old.  Does it change or does IT not change?

IT is what IT is, isn't IT?

I am tired of Americans being lazy, not working, sucking at the hind teat of taxpayers, tired of the lack of two parent households raising children, just tired of IT.    

America is the land of freedom.  The land of opportunity.

About everyone you know seems to have forgotten that.

IT is a dam shame.

Tomorrow is Saturday, IT will still be front and center.

 


 

Monday, August 24, 2026

TIME is All You Have..............

Dostoevsky writing to his brother a few hours after nearly being executed by order of Tsar Nicholas I.



Saturday, August 22, 2026

AUBREY NIEDERHOFFER has kicked off his start!

 Aubrey Niederhoffer, Thiel Fellow


If he hadn’t dropped out, Aubrey Niederhoffer would be nearing the end of his sophomore year at UC Berkeley. Instead, the 19-year-old from the New York area is living in Lagos, where he just launched his food delivery app, Swoop. The 28-person company just booked $7.3 million in seed funding, and the teenager was named to the prestigious Thiel Fellowship.

The Thiel Fellowship, founded by billionaire investor Peter Thiel in 2011, offers young people $250,000 to skip or drop out of college and “build new things.” Notable recipients include Figma CEO and cofounder Dylan Field, Ethereum cocreator Vitalik Buterin, and at least one early employee at Elon Musk’s Department of Government Efficiency.

In an interview, Niederhoffer recounted how he grew interested in Africa while playing the online geography game GeoGuessr as a tween. When he was 15, he started a recruiting company focused on the labor pool in Eswatini, and would visit the southern African country during breaks from school.

VICTOR NIEDERHOFFER MEMORIAL SERVICE

 Tribute to Victor Niederhoffer, Memorial Service

No Excuse for Stupid!

 


Matthew, an early long term investor!

 


Death by Injection. Puss kills.

I know nurses, doctors and medics that KNOW FOR A FACT, that the COVID shots are dangerous.

They know 100% that COVID shots cause strokes, heart attacks, miscarriages, and many other horrific effects, but they still administer them to people. They still stay silent. They still go about their day as if they weren’t attacked by a weapon of mass destruction. They are in it for the money. It's the ultimate grift. Killing people for a paycheck.

If you ever wondered if you are surrounded by people that are dead to truth, brainwashed, and completely culpable. You don’t have to wonder anymore. Thats life, that’s where you live.

In one of Professor Francis Boyle’s final interviews before his death he repeatedly called the mRNA COVID shots “Frankenshots” and described them as biological weapons. He argued the technology involved gain-of-function elements and should be treated under bioweapons law.
He also accused Bill Gates of pursuing a depopulation / eugenics agenda through global health and vaccine programs.
Boyle, the international law professor who drafted the U.S. Biological Weapons Anti-Terrorism Act of 1989, was a sharp critic of the COVID response until the end.
Boyle died on January 30, 2025, at age 74 in Urbana, Illinois. He had remained outspoken about what he saw as medical tyranny and the legal status of the injections.

Friday, August 21, 2026

Finished off, death by Immigration

The City I once knew is over.  Toast.

Meatheads running it.



Summer, 1975

To this day I can never NOT stop watching for a swimmer in trouble.

It just comes with the territory.

No matter what part of the world, what lake, what ocean, I still keep an eye out to help someone in need.

It was a long time ago.  1975.  In some ways it seems like only yesterday.  I had completed my junior year at UMM and due to funding constraints at my “regular”  summer job I attended summer school and worked as a Lifeguard at Page Lake.  The mid-summer day was windy, windy and cold.   The wind blowing out of the north-west as it does so much in west-central Minnesota.  The cool air and overcast day had kept most of the regular Page Lake swimmers at home.  Even the Healy sisters had decided to stay home and not bike over and swim!

There weren’t but maybe 3 or 4 swimmers that day.  I didn’t know if I should stay at the lake and put in my time as a guard but looking at my finances I needed the money. Tuition wasn’t cheap.  I knew I could stay warm and put in my time and do my job.  To this day, I’m thankful I did.   You see, I can’t forget you.  I never will.  Your death would have haunted me to this day.  You know who you are and if you read this, I don’t remember your name.  It doesn’t matter.  I hope you’re alive!  Between the white-caps rolling in I saw your hand, waving frantically, sticking out of the water and you weren’t coming up.  Thank the Lord I saw you and had been paying attention to you and your friends who braved the cold that day to swim.   You were young and could swim but your head was caught under the raft’s support beams at the corner of the raft.  You had jumped in from the raft and when coming up you squarely had your head and neck stuck in the structure under the water.  Yes, it was a freak situation.  I hit the water hard and got to you very fast, the adrenaline rush had kicked in. When I got to you I had to figure out why you weren’t coming up.  I had to push your head down to extricate you and you popped up gasping and crying while I swam with you into shore.  Up to that time, I had never a saw a person’s face that blue. Your lips were purple and the tears were rolling between the coughs of lake water.  You were fortunate.  It was a close-call I have never been able to forget.   I have many fond memories of Page Lake as a youth, catching 5-gallon pails full of bullheads with my late grandfather, Walter Marquart,  spearing a beautiful northern pike in college in an ice-house , trapping mink and muskrats on the shore and watching  “teams” of white pelicans work together to fish in formation. Your memory is for sure, the best of all.  We were all lucky for it was the Creator at work!


For years we did it every night

Reading to young children every night is important for several reasons, as it offers numerous benefits for their cognitive, emotional, and social development. Here are some of the key reasons why this practice is highly recommended:

  1. Language Development: Reading aloud exposes children to a wide range of vocabulary and helps them develop language skills. It introduces them to new words and concepts, improving their communication abilities.
  2. Cognitive Development: Reading promotes brain development by stimulating areas associated with language and comprehension. It encourages critical thinking, problem-solving, and creativity.
  3. Bonding and Comfort: Reading together creates a special bonding experience between parents or caregivers and children. It provides a sense of comfort, security, and closeness, which is essential for emotional development.
  4. Pre-literacy Skills: Regular exposure to books and stories helps children develop pre-literacy skills such as print awareness, phonemic awareness, and understanding how stories are structured, all of which are crucial for future reading success.
  5. Imagination and Creativity: Reading exposes children to imaginative worlds and encourages them to use their own creativity. This can inspire a love for storytelling, imagination, and creativity.
  6. Social and Emotional Skills: Stories often contain lessons about empathy, emotions, and social interactions. Reading together can help children understand and manage their feelings and develop social skills.
  7. Routine and Predictability: Establishing a nightly reading routine provides a sense of predictability and structure in a child's life, which can be reassuring and help with sleep routines.
  8. Academic Success: Children who are read to regularly tend to perform better academically in the long run. They are more likely to have a strong foundation for reading and writing, which are essential skills for success in school.
  9. Love for Reading: Reading can foster a lifelong love for books and learning. When children associate reading with positive experiences, they are more likely to become avid readers as they grow older.
  10. Exposure to Diversity: Reading introduces children to a wide range of people, cultures, and perspectives. This can promote tolerance, understanding, and appreciation of diversity from an early age.

In summary, reading to young children every night is a simple yet powerful way to support their overall development, enhance their cognitive and emotional well-being, and set them on a path toward success in school and in life. It's a valuable investment in their future.

One thing about me..........

I never bullshit on the numbers.   Numbers don't lie.   Deer killed, fox trapped, portfolio value.

No need to talk shit, there is always somebody better, bigger, and talking it up, no worries.

Here's some numbers to chew on.

Women have killed about 2,500,000,000 babies since 1980.

In all of human history men have killed about 500,000,000 people.

Let that sink in.    

Thursday, August 20, 2026

Hey You, Mr Smart Ass..........

Did you know your social security check, say for paying in 67 years of your short life, is now or will be much smaller that the amount of money an illegal alien receives after arriving in our nation for less than 5 minutes?

Pissed yet?

Too many criminals, not enough I.C.E. 





Wednesday, August 19, 2026

9/11/2001

There are politicians who rail against Trump for derailing  Iranian plans of enriching uranium to conduct nuclear bomb-making.

They must never heard of the horror of 9/11.

The twisted logic of their thinking is unfathomable.  

This is what they want.

"Here's an idea,  Iran wants a nuclear weapon, let's give them one!"

Moderna CEO STEPHANE BANCEL

Listening to the tout CEO, Stephane Bancel, is COVID all over again.

Have you ever wondered how bad Wall Street research is, well, look no farther than this guy's commentary.

Remember, Bancel is the goon who had the foresight to have his company produce 100,000 Covid 19 doses because they knew, (without a smidgen of doubt) that the pandemic would arrive!  Funny how that works isn't it?  

Bancel is now the loon of loons, stating to Sky News that, "It's like science fiction medicine."

You can't make this crap up.  Bancel is the best of the best in bullshit.

Here is what he says they do with enzymes they inject in you.  "We take a biopsy of your cancer.  We then next gen sequence it, meaning we read every letter of the 3 gigabytes of letters of your DNA of the cancer cell.  We do the same thing for a healthy cell.  We upload both on AWS and we compare every base to see where the mutations happened."



Tuesday, August 18, 2026

Mitch McConnell, John Thune

 No one seems to give a shit if Mitch is alive or dead.   It's crickets from the spineless GOP.

Where are the good people of Kentucky in all of this?   Isn't somebody up to finding out where he might be hiding and in what condition?  Is there a formal investigation for the American voters?

The following seem to be internet talking points.

- No urgency when being taken to the ambulance. 

- Wife IMMEDIATELY went to see the China VP with hours.

- Wife had floors replaced within days.  

- Junk man hauled off furniture from apartment McConnell controls next door to his home.

- Many 20 minute phone calls, but hasn't done a “Proof of Life”. And he hasn't been seen in a MONTH.

A sitting United States senator vanishes on June 14. His office goes silent for almost a month. Then it releases two photographs and a few paragraphs typed by staff, and we are supposed to call that proof he is fit to serve.

It proves nothing. During his disappearance, McConnell cast zero votes. None. The job Kentuckians pay him to do, the power he holds over your healthcare and your right to vote, and he simply stopped showing up while keeping the title and the paycheck.

Police scanner audio from the night of his fall reportedly caught paramedics performing CPR on someone in cardiac arrest at his home. His office says there was no heart attack. His office says a lot of things no one can check.

Regarding the South Dakota hack, Thune, it's just more word salad from this epic bullshit artist.  When he was on Hannity a couple weeks ago and Hannity was lobbing 16-inch softballs at him you knew the fix was in.

John Thune as Senate Majority Leader is no fucking different from Chuck Schumer. His pathetic, spineless non-leadership has completely screwed the SAVE America Act. It passed the House, but dead in the Senate because Thune refuses to battle the Democrats filibusters or grow enough spine to nuke the 60 vote threshold. President Trump and conservatives demand real action on election security. 

Instead, we’re stuck with the same bullshit gridlock. 

Thune is a total disaster to South Dakota, America and U.S. taxpayers.  



FILTH by Cynthia Holt

From Senate Chambers to the House Floor it's a stench of filth.

You know it.   

I know it.

They literally do nothing.

Cynthia Holt lays it out here. 

"All these politician accounts flooding X, Facebook and Instagram etc., are pure bullshit. Every last one of them, including Luna, Mace, Burchett, and the whole damn parade... post nonstop trying to convince you they’re out there fighting for you.

They’re not.

They’re just clout chasing and covering their own asses.

Unless it comes straight from Trump and his actual administration, ignore it.

The rest of these clowns have zero fucking clue what they’re doing beyond lying through their teeth.

And the left? Every single one of them is a scumbag communist, pedophile-enabling, goat fucker supporting piece of shit."



Monday, August 17, 2026

It's not SOCIAL and it's not MEDIA

Social media is like a vampire, not a hobby.

It is not entertainment.

Look at them as the vampire that exists to suck your energy and attention for someone else's economic benefit.

As soon as you understand that (and believe it), you use them less. 

Your anxiety will drop.

Here are a dozen evidence-based reasons why letting young children (especially under ~12–13) freely watch and use social media on cell phones is harmful.
  1. Increased risk of depression and anxiety Social media use is consistently linked to higher rates of depressive symptoms, anxiety, and internalizing problems. Kids spending more than about 3 hours a day face roughly double the risk of mental health issues. Effects appear stronger in early adolescence.
  2. Poorer self-perception and body image Constant exposure to curated, idealized images and filtered lives drives social comparison. Many adolescents report that social media makes them feel worse about their appearance and self-worth; this starts earlier when access begins young.
  3. Sleep disruption Phones in bedrooms or late-night scrolling interfere with sleep onset and quality through blue light, mental stimulation, and notifications. Early smartphone ownership is tied to substantially higher odds of insufficient sleep, which cascades into mood, attention, and physical health problems.
  4. Displacement of real-world development Time on social media crowds out free play, outdoor activity, face-to-face conversation, reading, and unstructured exploration—the very experiences that build language, motor skills, social competence, and emotional regulation in young children.
  5. Impaired attention and cognitive skills Rapid, algorithm-driven content (short videos, infinite scroll) trains the brain toward constant novelty-seeking. This is associated with poorer focus, working memory challenges, and lower academic achievement, including declines in reading, memory, and language measures.
  6. Addictive design and compulsive use Platforms are engineered with variable rewards, autoplay, and personalized feeds that exploit developing reward systems. Children’s prefrontal cortex (impulse control) is immature, making them especially vulnerable to compulsive checking and difficulty disengaging.
  7. Exposure to harmful content Young children encounter age-inappropriate material—violence, sexualized content, self-harm or eating-disorder promotion, cyberhate, and misinformation—far more easily than parents realize, even with basic settings.
  8. Cyberbullying and social aggression Peer-to-peer harassment, exclusion, and public shaming occur frequently online. Victims experience lasting emotional harm; younger kids have fewer coping skills and less ability to contextualize or report it effectively.
  9. Risk of online exploitation and predatory contact Social platforms and messaging features create pathways for grooming, unwanted sexual solicitation, and data harvesting. Young children lack the judgment and skepticism needed to recognize and avoid these dangers.
  10. Behavioral and externalizing problems Higher social media use correlates with increased aggression, externalizing behaviors, irritability, and in some cases self-injurious thoughts. It can also reinforce attention problems and emotional dysregulation.
  11. Physical health costs Sedentary scrolling contributes to lower physical activity, higher obesity risk, eye strain/myopia, and musculoskeletal issues. Early phone ownership has been linked to elevated obesity odds alongside sleep problems.
  12. Interference with parent–child relationships and “technoference” When kids (or parents) are absorbed in phones, responsive interaction declines. This reduces the quality of attachment, modeling of emotional regulation, and opportunities for co-regulation that young children need.

These associations come from multiple large meta-analyses, longitudinal studies, and reports from the U.S. Surgeon General and American Academy of Pediatrics. Effects are dose-dependent and stronger with earlier, heavier, and more solitary use. Not every child is equally affected, but the overall pattern of risk is clear and the developing brain is less equipped to handle the intensity and design of modern platforms.

Delaying personal smartphones and unrestricted social media access, using shared devices with co-viewing, setting firm boundaries, and prioritizing real-world activities remains the most protective approach for young children.

He will come for you

Jesus rose from the dead and appeared first to Mary Magdalene.

Mark 16:9 says it plainly.

But later He also appeared to His brother who thought He was crazy.

James. His kid brother. The one who grew up sharing a room with God and didn’t know it.

Think about James for a second. His older brother is Jesus. Not “Jesus the Christ.” Not “Jesus the Savior.” Jesus the guy who worked in the carpenter shop and came home smelling like sawdust and sweat. Jesus who snored. Jesus who ate too fast. Jesus who their mother treated different and James never understood why.

Because Mary kept her mouth shut.

Luke 2:19. She kept all these things and pondered them in her heart. Angels showed up at His birth. Shepherds fell on their faces. Wise men brought gold. And Mary told nobody. She just watched her firstborn grow up in a ghetto in Nazareth and kept the secret in her chest like a coal she couldn’t put down.

James didn’t know his brother was God.

He knew his brother was weird.

He knew his mother looked at Jesus different. He knew Joseph moved the whole family to Egypt when they were little and never fully explained why. He knew that one time his parents lost Jesus at the temple and found Him three days later arguing with rabbis like He owned the place. Twelve years old. Already gone.

Then Jesus grew up. Worked the shop. Paid the bills.

Because Joseph died - the Bible doesn’t say when but Joseph disappears from the story - and in Jewish custom the eldest son takes over. So Jesus wasn’t posing for paintings in that carpenter shop. He was feeding His family. Putting bread on the table for His mom and His brothers and sisters in a town so poor Nathanael said “can anything good come out of Nazareth?”

Then one day He left.

Walked away from the shop. Walked away from the family. Left James holding the hammer and the bills and the responsibility for a widowed mother.

James was pissed.

Mark 3:21. His own family went to collect Him because they said He was out of His mind. That’s James. That’s the brothers. Showing up to bring the crazy one home before He embarrasses the family worse.

John 7:5. His brethren did not believe in Him.
His own blood. Ate dinner with Him for thirty years. Didn’t believe.

Then Wednesday happened.

The brother James thought was insane got arrested at night by temple guards. Got beaten until His face swelled shut. Got whipped until His back looked like raw meat. Got nailed to wood and hung up on a garbage hill outside the city.

And James had to stand somewhere - maybe in the crowd, maybe at home, maybe hearing it secondhand - and process the fact that the brother he called crazy just died like a criminal.

Three days and nights of silence.

Three days of James sitting with the guilt of every eye roll. Every argument. Every time he told people “I don’t know what’s wrong with Him.” Every time he showed up to drag Jesus home because He was embarrassing the family name.

Then Sunday morning.

Jesus rose. Conquered death. Walked out of the tomb.

He appeared first to Mary Magdalene.

And later He appeared to James.

1 Corinthians 15:7. He appeared to James.

Paul gives us no scene, only the fact: Jesus appeared to His brother. The one who didn’t believe. The one who thought He was crazy. The one who was pissed that He left the family behind.

He showed up and let James see the holes in His hands.

Matthew 28:10. Go tell my brethren. Not my servants. Not my followers. My brethren.

John 20:17. My Father and your Father.  My God and your God.

He rose to the highest position in the universe and His vocabulary didn’t change.

Most men get a promotion and stop returning phone calls. Jesus conquered death and called the brother who doubted Him family.

James went from “He’s out of His mind” to leading the church in Jerusalem.

James went from trying to drag Jesus home to writing a book of the Bible.

James went from skeptic to martyr. They threw him off the temple wall and when he survived the fall they beat him to death with a club.

He died for the brother he once thought was insane.

That’s what happened when Jesus showed up after the resurrection and said brother.

One word.  Changed everything.

He’s not calling you servant today.

He’s not calling you subject.

He’s calling you what He called James.

Brother.

The same James who didn’t believe. Who rolled his eyes. Who showed up to take Him home. Who sat in the dark for three days choking on regret.

He still went to THAT guy.

If He went to James, He’ll come to you.

FACTS of SEPTEMBER

September is the worst month of the year for the S&P 500 going back to 1928, and the last 20 years, with an average return of approximately -0.6% to -0.8%, the lowest-ranked month for performance returns. 

Its down, 55% of the time, including 2020 (-3.9%), 2021 (-4.8%), 2022 (-9.3%), and 2023 (-4.9%).

Sunday, August 16, 2026

America's War Within

Dear Muslims: My family and I have decided to move from the US to a Muslim country. We haven't picked which one yet—we're still comparing which one offers the best benefits package. 

All my neighbors want to come too. And my neighbors' neighbors. And all their friends. And their friends' friends. Millions of us will show up with suitcases and a sense of entitlement.

As a large Christian community, we'll need a few small changes: Please start building churches immediately. Real churches, with nice loud bells, the kind that can be heard from the town square. We'll also need for everyone to celebrate Christmas, and to close certain streets once a year for our processions. We may want to gather to pray to our Almighty God on your streets, in your parks, or on the lawns of your mosques. 

We'll be an oppressed minority, so you'll have to be understanding and adapt to our way of life. Every supermarket must stock real pork, ham, chorizo, and bacon. And we're bringing all our dogs, so you'll need dog parks, and you'll have to smile tolerate them we walk them in front of your mosques. We want our women to be able to safely go out alone and wear shorts and tank tops. And when the weather's nice, we men like to go shirtless. We also want to drink alcohol, dance, and place an occasional bet at the horse races. While we're at it, your religious holidays are a bit too much; they could offend the Christian community, so we'd appreciate it if you'd discreetly eliminate them. Thanks. 

In schools and workplaces, our children and employees must be able to wear large crucifixes, say prayers, eat ham sandwiches in the cafeteria, and learn Christian principles without anyone getting criticized. We also demand chapels or Christian prayer rooms in every building, plus translators, because we have no intention of learning Arabic. If any of this is rejected, please send a list of police station addresses so we can report you for discrimination, Christianophobia, racism, and anything we don't like. One more thing: if my kids protest or burn your flag for any reason, please be understanding. I'll be sure to give them a very serious scolding. 

Finally, we all want generous benefits, free housing, phones, free food, and pocket money while we "integrate" over the next three generations. Working is optional, obviously. Be patient with us, you'll get used to it. We thank you in advance for your tolerance and compassion. After all, diversity is our strength! 

Sincerely,

 A Very Reasonable Christian

More Death

An estimated 1,126,000 clinician-provided abortions occurred in the United States in 2025, according to data from the Guttmacher Institute. This total is largely steady compared to 2024 (1,124,000) and marks an increase from previous years.

Here's Slick Willy's daughter talking shit from the bleachers this week..........You can't hate these people enough.........special place in hell for these killers.

If you can’t convince someone to support abortion with bodily rights arguments, try pushing the money angle, Chelsea Clinton told a group of abortion activists Saturday.

CNS News reports Clinton claimed the infamous U.S. Supreme Court case Roe v. Wade was a good thing, not only because it gave women the “dignity to make our own choices,” but also because it led to a $3.5 trillion boost to America’s economy.

“It is not a disconnected fact … that American women entering the labor force from 1973 to 2009 added three and a half trillion dollars to our economy. Right?” Clinton said during a “Rise Up for Roe” rally protesting U.S. Supreme Court nominee Brett Kavanaugh.

“The net, new entrance of women – that is not disconnected from the fact that Roe became the law of the land in January of 1973,” she continued.

Clinton said the money argument may convince some people to support Roe, which led to the legalized killing of unborn babies for basically any reason up to birth. Since the 1973 ruling, about 60 million unborn babies have been legally aborted in America.

“So, I think, whatever it is that people say they care about, I think that you can connect to this issue,” she said.

“Of course, I would hope that they would care about our equal rights and dignity to make our own choices – but, if that is not sufficiently persuasive, hopefully, some of these other arguments that you’ve expressed so beautifully, will be,” Clinton continued.

Memorize this if you own fixed income

Fixed income securities are subject to increased loss of principal during periods of rising interest rates.

Fixed income investments are subject to various other risks including changes in credit quality, market valuations, liquidity, prepayments, early redemption, corporate events, tax ramifications and other factors.

Friday, August 14, 2026

Retirement is often a Killer...........

Seen it time and time again.

Sit around, eat, watch tv, eat, sit, shuffle to bed.

Repeat.

No one tells them.  No incentive to tell them.

Here are some quotes I found interesting from Dr. Eugster:

…' There are three main techniques to achieving healthy old age, he believes – work, diet and exercise, and of these, number one is work: "Work keeps you healthy. You have to work because it keeps your mind and body active," he says, adding that soon after giving up work on his newsletter at the age of 82, he began to notice a physical decline.

"My mind and body weren't as busy. You must have a purpose in life. If you retire you're a nobody; you make no contribution to society and your health deteriorates," he says.

Retirement, believes Eugster, "is a financial disaster and a health catastrophe." It was never meant to go on as long as it does nowadays, he maintains. The second most important factor in a long and healthy life is nutrition, he says: "What we're eating nowadays is destroying our health. The human race is committing mass suicide by eating too much of the wrong food."

Thirdly, is exercise – take it regularly and make sure it's the kind of exercise that's relevant to your body type, he says. "In old age, no matter how old you are, food and exercise are crucial," says Eugster, adding that he is preparing to publish a book about ageing and, while he hasn't yet decided on a title, he's thinking about calling it, "95 and Loving It!"

He's currently in discussions about the establishment of a fitness training scheme for the elderly. While old age may be associated with problems such as loss of strength, muscle mass, balance or mental agility, Eugster believes these common ailments can be combated with specifically-tailored fitness programmes.

A passionate advocate for training in old age, he believes that the right type of training can be of huge benefit to older people.

Most gyms are targeted at 30-50 year-olds, he says, and don't usually have fitness programmes specifically tailored around problems related to old age. He is now, he says, at the age of 94, considering a potential business opportunity in the fitness coaching sector. Such a training programme for older people would emphasise continuous assessment of their physical strengths and weaknesses and their progress.

Although you may be old, competitive sports keeps both mind and body healthy, he believes. Life is all about challenges, and it's important to always attempt something new, no matter how old you are.

"One should take part in competitive sports at any age – or start a new sport at any age," says Eugster, pointing out that, although he has never run in his life, he is currently preparing for the British Masters Athletics Championships race in Birmingham next August. He will attempt the 100 and 200 metres for men aged 95 and over.

Since no records have yet been set in this age category, Eugster is currently aiming to beat all records set in the lower category, for men aged 90-plus.

And, if you need to be reminded, he himself is living proof of his own adage:

"Anyone's life in advanced years can be dramatically better than they can ever have imagined if they invest in the right type of training."

 


Covid Idiots

Life is strange.   Everbody popping off about telling other people what to do and sometimes they even try to give me advice.  

I always try to remember if they are purebloods, clot-shot free, before listening to any of their nonsense.

Cynthia Holt Talking Straight....................

"These worthless fucking freeloaders in Congress just dipped out for a solid month of paid vacation on our dime while the country burns. 

They’re still cashing huge paychecks and free healthcare without lifting a goddamn finger.

The average American grinds over 250 workdays a year just to fund these parasites, yet they only bother showing up for maybe 130 days total.

Their district work period is nothing but a taxpayer funded holiday while critical bills sit and rot. 

If this open middle finger to the voters who put them there doesn’t piss you off to your core, nothing ever will."