TRIFECTA! Overpriced, lousy service, and poor food.
Manages Parisian Family Office. Began Wall Street, 82. Founded investment firm, Native American Advisors. Member, White Earth Chippewa Tribe. Was NYSE/FINRA arb. Conservative. Raised on Native reservations. Pureblood, clot-shot free. In a world elevated on a tech-driven dopamine binge, he trades from Ghost Ranch on the Yellowstone River in MT, his TN farm, Pamelot or CASA TULE', his winter camp in Los Cabos, Mexico. Always been, and will always be, an optimist.
1 porn star (Stormy Daniels)
2 convicted perjurer (Michael Cohen)
3 convicted extortionist (Michael Avenatti)No one alive chose their parents. I am who I am. Native American Blood (Ojibway, Anishinabe, Chippewa, call it what you will) and some German Blood, and probably some others.
You better understand the WARNING SIGNS!
1. Full time employment
2. Uses Proper grammar
3. Literacy
4. Responsible Parenting
5.Signs the front of checks
6.Knows their father
7.Being on time
8.Doesn’t litter/Maintains tidy neighborhoods
9.Follows Directions
Intermission
10. Community Pride
11.Possesses a valid ID
12.Practical degree or skill
13. Auto insurance
14.Good credit rating
15.Questions authority with respect
16. No criminal record
17.Pays Taxes
18.Supports Law Enforcement
19.Owns a belt
20.Can say the word “ask”
21. Doesn't feel entitled to “reprayshuns”
22.Won’t assault another human for his sneakers
23. Doesn't hold a pistol sideways to fire
24. Doesn't put $2000 24-inch spinners on a car worth $400
25. Tends to display a high degree of creativity and inventiveness.
The great men and women in the field, those who toil for the benefit of great Americans, have to be ashamed of their leadership.
New lows daily for the Agency.
My Dad was a LEO. He wouldn't have believed any of this would be possible.
Since retiring in 2019 and giving up the day-to-day responsibility of managing OPM, (other people's money) I have concentrated solely on growing my own. When COVID took over, I roared off to my ranch, sat tight, and traded rather aggressively. Naturally in tax-qualified accounts, one needn't worry about short-term gains. These are my 2021 IRA closed transactions while COVID was scaring the world. As you can see, the returns were far more than the stated % return because the account was only a couple of million, not the total dollar amount traded of eight million which is shown.
As time has passed, I have taken more time to consider the state of the American financial system I have altered my approach to my own financial well-being. Yes, I still sell call options on stocks. Yes, I still own passive investments. Yes, I still own real estate and have added to it. Yes, on occasion, when the charts tell me, I trade rather aggressively. Yes, I still own far more stocks than bonds. Yes, I still own large and small companies.
One thing is for sure boys and girls. Deficits matter. Debt matters and interest on debt matters. We will have a financial crisis on our hands. Bonds are rich. Stocks are rich. The FED honcho's have raised rates by 500 basis points. They are clueless; that whole bunch should be shown the door which is my definition of transitory. They can't knock inflation down and have run out of bullets.
I am not a pessimist.
America is being governed poorly. We are headed to a financial disaster.
Be smart about who you vote for this fall.
Tucker Carlson Drops F-Bomb In Fiery Take on The Joe Rogan Experience
“If I get another f*cking lecture from Joe Scarborough (MSNBC) about ‘defending democracy’... then I’m going to go crazy.”
Tucker says the system is “not even a close approximation of a democracy” because “When they stand up and pass a $60 billion funding bill for Ukraine, when 70% of the population doesn’t want it, when they’re ignoring the actual problems in our country, like the economy and the border, and they’re hauling in Congress over the weekend to pass something that people don’t want while ignoring the things that people do want. And if they do the same kind of thing again and again for, like, 50 years, and they call it a democracy, that will drive you insane because it’s just too dishonest.”
Tucker Carlson urged them to stop lying about our “democracy” because this is how the government really works:
“Why not just say, ‘We don’t give a shit what you want. We are getting something out of this Ukraine funding, whether it’s the thrill of being masters of the universe or whether it’s money from the defense contractors, whatever we’re getting out of it is more important to us than your opinion. This is not self-government. You don’t run this country. We do. Shut up and obey.’ If they at least said that, you’d be like, ‘Okay, I get it. Those are the terms.’ But if I get another f*cking lecture from Joe Scarborough about ‘defending democracy’ when this is not a democracy, it’s not even a close approximation of a democracy, then I’m going to go crazy because I just can’t deal with the lying.”
Going into the weekend, sellers are in charge. Short sellers emboldened!
Economic news, political news, most news is pure shit these days. Half of it unbelievable. Probably most of it.
My stock exposure is minimal. No need to get in the way. Hero's are in comic books, they don't sit at my trading desk.
Look around, boys and girls! Gold prices trending, Biden is OTL, missiles ready to launch, Musk catching hell from Africa's Zimbabwa, (that bastion of intellectual thought), cops (LEO's) getting shot left and right, bird flu, cow flu, 3.2 flu for spring breakers, FISA warrants trendy with the FBI, covid masks fashionable, covid shots still selling, and lastly, this week I was able to see up close and personal what the business of healthcare is all about. Ron White has more in him and all he has to do is watch the news! America, 2024. Fully engaged in their cell phones and social media nonsense!
My friend from Wisconsin sent me some nice photos that he took while we were bird-watching in Mexico a couple months ago. For sure the only bright spots on my screen today.
This too shall pass. Remember the purpose of markets is to separate the weak from the strong.
Enjoy the black-necked stilts and the lone snow goose in Baja!
I reckon the goose take-away is that sometimes you may find yourself out of your element but stay the course if you have what you need!
Invest. In yourself, your education, your financial affairs.
You CAN NOT save your way to being rich.
I think there was one Saturday night when the entire bullpen was in there!
Spring 2009
Dear XXXXXXXXXX,
So, you
are in
I hope you get to meet some people out there that you can learn some things from. I think you are perceptive about life and that will serve you well in the future. Ask some of those people you are serving what they would have done differently in their lives. Listen very carefully for the excuses. You will hear them. Listen carefully.
You see, the vast majority of people spend their lives in search of the "perfectly legitimate excuse". They see that as an acceptable replacement for success. They are negative. Maybe at your age, you already know some “negative” people. Negative people look for someone or something to blame. Their life can be summarized as the "quest for the perfectly legitimate excuse". They never really grasp personal responsibility. The closest they come to feeling good is the placebo effect they get from hanging around like-minded people and participating in group gossip and complaining sessions. Some people, and you probably know a couple already, have turned to using pot as part of their excuse in life. You see, and this is very important to understand, to get what you've never had, you must do what you've never done.
Understanding
this short quote can be the difference between winning or losing; between
greatness or mediocrity. It captures the essence of discipline and discipline
in life is what will make your life great.
Your Dad has a tremendous amount of discipline. You know that and it has contributed to a
large part of his great success. If I
can wish one thing for you to take away from this trip it is the importance of
keeping your balance, keeping your focus and keeping your discipline to pursue
your goals. Your goals, not your mothers goals for you, not your fathers' goals for you. Your goals. Your passions. To do that, you will have to step out of
your comfort zone. When you do that, you experience great personal growth.
Always
dream and believe that the best is yet to come.
I still do.
With best
wishes,
Dean
Parisian
This paragraph is still one of my favorites five years after I wrote it. It doesn't seem to wear out!
"History doesn't have a reverse gear and there are no do-overs in parenting. We all have the same amount of time every single day to do our best. I always tried to accept the world for what it was and work hard to exploit the opportunities I was given. Sometimes they are hard to see. This past year I have shut off the TV and stayed away from the trance of the lies and bias of a defeated establishment. Hunting has shown me how important pacing one's life is and how important being able to haul ass is too. It's proven that you are only out of the game when you quit. There are a lot of high peaks and deep canyons in life, all possible to get over if you want to pay the price, your price, not mine. Those trips many times will take from you, to get you out of that comfort zone. Those ridges and that rough water will always be there. In my mind, I live deer every day all year long and have for years. What keeps me going is that I know my time is limited for quality hunting. The day will come when I won't get to hunt like I did. The legs won't allow it, so I feel like I have to give it everything I can, while I can. I still can. In closing let me tell you what I would like to see at 65 in 2019. To see less fraud and farce. To see fewer lies from society. To see less instant replay and less end-zone theatrics. To see less bullshit and more personal responsibility. Less government ie my tax dollars and more man up and do it. To see fewer tweets from our President on the stock market and Hillary Clinton brought to account. To see a far smaller balance sheet at our Central Bank and a Fed audit. To see a level playing field in our capital markets infrastructure. To see less war and less class warfare and to continue to hear less of a large sucking sound in D.C. In a perfect world, to have the Montana legislature shorten the mule deer season by a week to 10 days for more bucks, bigger bucks for the kids and hunters who hunt.Hey, 65 isn't too old to dream!
Thanks for coming along with me!"
It was a tough year. More ranchers are keeping alfalfa bales in the river bottoms to keep deer localized when horns are dropping. How things change in Montana!
Grandpa always said the best way to lose weight is to keep the fork away from your mouth. Now, they are popping pills!
Obesity rampant, gym memberships galore, the health of America dwindles.
This is a good read.
My take is fairly simple. FWIW from where I sit. Obesity is NOT a disease. It is a symptom. So are type 2 diabetes, cancer, heart disease, stroke, and chronic inflammation.
All are SYMPTOMS of severe metabolic dysfunction brought on by diet.
You can end them by changing your diet. Eliminate all added sugar, scale back your carbohydrate intake to a trickle, and eat lots of vegetables, fruits, meat, eggs, and dairy. You will be healthy within a year with almost no other effort. Curb your booze while you are at it.
Now, there is one other catch; eat NOTHING processed. If it comes in a box, bag, bottle, or tub don't eat it. After two weeks you will feel better than you have in years.
Virtually EVERYTHING you have been told about diet in the last 50 years has not only been wrong, it has been a deliberate LIE. Solely to enrich a few powerful industrial lobbies and individuals. Never believe ANYTHING that the government or large industries tell you about diet. That includes dietitians and nutritionists.
I can't think of a Biden agency that puts out more lies.
Fabrication. Lies. Distortion. Dishonesty. Disinformation. Tales. Evasion.
Take your pick.
It's all on display in the Biden Labor Department.
Read this and weep. For America.
UPDATE: Well look at this! Imagine Dean Parisian being right once again!
Read this and weep boys and girls. The ooze and slime are thick!
I don't like to play the LOOK BACK game and say I told you so. Doesn't make me look as smart as I am. Better to just keep quiet. Most people live in the rearview mirror and say "I shoulda done this" "I shoulda bought that" "I knew that was going to be huge" or "I knew that was going to be a great investment". Those people aren't living, only existing. They don't know risk and the value of time and have no clue about the 8th Wonder of the World, compounding returns, whether in interest or in the stock market.
This post looks back at my prognostications on the finances of the United States.
With a background in economics and enough common sense derived from being in the markets for 30 years, I decided, on a hot summer day in Atlanta, Buckhead actually, to go down and stage a one-man protest. Ben Bernanke was staying across the street at the Ritz Carleton and he had his government minions guarding him from seeing my poster. What do you think of my poster-making skills?
I called it. Everything has come true. Trillions upon trillions in debt, devaluation of the currency, inflation, lies, it just doesn't end with these crooks and shysters in government.
If you have a couple of minutes out of your busy life watching social media reels and perusing your META life of those you love and hate, just do this. Read. This.
The dreaded "R" word! Recession! I will say it again, you read it here first, the recession will start the day after Trump takes office. The liberal media loons will go crazy blaming the Trump presidency on policy causing a recession.
Today, the stock market goes on its merry way. Again, another day of ATH's.
All. Time. Highs. Buy RSP or SPY, preferably a combination of the two names, and just do nothing. Just. Do. Nothing. Just sit.
Here is a precursor of what is happening due to Bidenomics. America's penchant for eating out is drying up.
I took this off of ZeroHedge today.
"Darden Restaurants, a top full-service US restaurant group with 1,914 locations across 50 states under its eight brands—Olive Garden, LongHorn Steakhouse, Cheddar's, Yard House, Ruth's Chris, The Capital Grille, Seasons 52, Bahama Breeze, and Eddie V's—warned on Thursday that lower-income customers are pulling back on spending.
"Transactions from incomes below $75,000 were much lower than last year, and at every brand, transactions fell from incomes below $50,000. Similar to Q2, this shift was most pronounced in our Fine Dining segment," Chief Executive Officer Rick Cardenas told investors on an earnings call.
A pinched low- and middle-income consumer comes as no surprise given elevated credit-card balances and rising delinquencies, as well as depleted personal savings. Furthermore, negative real wage growth has been a disaster for the working poor in the era of failed Bidenomics."
They changed my life.
"The woke hide their evil in a moral cloak."
"This is a battle to the death with the anti-civilizational woke mind virus.
My positions are centrist:
- Secure borders
- Safe & clean cities
- Don’t bankrupt America with spending
- Racism against any race is wrong
- No sterilization below age of consent.
Is this right-wing?"
In the markets as in life, remind yourself of your boundaries. Never think it can't happen to you. I keep this beautifully framed picture on an office wall, easy to see, obviously to remind me daily. Don't think it can't happen to you.
There is no reason to be stupid in the markets and kill yourself and your trading equity. Yes, I experienced some tremendous drawdowns which didn't put me out of business but the worst one came at the absolute worst possible time when my Mother passed away. It was about 25 years ago this week.
It was bad news on top of bad news on top of bad news.
Never believe it can't happen to you.
More than half of all Americans over the age of 65 “are living on incomes of $30,000 or less a year”…
And, for some, the retirement crisis is already here. Just over half of Americans over the age of 65 are living on incomes of $30,000 or less a year, according to the Census Bureau’s Current Population Survey. The largest share — just under 23% — have incomes between $10,000 and $19,999.
Millions of elderly Americans are barely surviving at this point.
Meanwhile, the Biden administration has been flying hundreds of thousands of migrants that have no legal right to be here directly into the country…
It means that while record numbers of migrants were flowing over the southern border last year, the Biden White House was also directly transporting them into the country.
Use of a cell phone app has allowed for the near undetected arrival by air of 320,000 aliens with no legal rights to enter the United States.
It comes after a controversy over a 2022 transportation program in which the administration used taxpayers money to move migrants throughout the country on overnight flights.
You have got to be kidding me.
Let me give you another example.
Since 2020, the income needed “to comfortably afford a home in the US” has gone up by 80 percent…
According to Zillow, the income needed to comfortably afford a home in the US has leapt 80% since 2020, far exceeding what the BLS reports has been a 23% increase in median household income over the same period.
The real estate website found home buyers today need to make more than $106,000 a year, up $47,000 from 2020, a change driven largely by higher prices and borrowing costs.
“Housing costs have soared over the past four years as drastic hikes in home prices, mortgage rates and rent growth far outpaced wage gains,” said Orphe Divounguy, a senior economist at Zillow.
But instead of doing something about that, politicians in California actually want to provide interest-free home loans with no down payment required to newly arrived migrants…
Assembly Bill 1840 would change existing law to allow illegal immigrants to be eligible for the California Dream for All Fund, which provides interest-free loans for a down payment on a home for first-time buyers.
The bill was introduced by California Assemblyman Joaquin Arambula, a Democrat, who last month told GV Wire, a Fresno-based news outlet, that he “wanted to ensure that qualified first-time homebuyers include undocumented applicants.”
You have got to be kidding me.
Don’t stop reading now, because there is more.
On Thursday, we learned that the number of layoffs in the U.S. last month was the highest total that we have seen during February since 2009…
The pace of job cuts by U.S. employers accelerated in February, a sign the labor market is starting to deteriorate in the face of ongoing inflation and high interest rates.
That is according to a new report published Thursday by Challenger, Gray & Christmas, which found that companies planned 84,638 job cuts in February, a 3% increase from the previous month and a 9% jump from the same time last year.
It marked the highest layoff total for the month of February in data going back to 2009.
That is terrible news.
But instead of finding jobs for American workers, New York Governor Kathy Hochul wants to “prioritize” hiring newly arrived migrants for state jobs…
New York Governor Kathy Hochul is pushing a plan to prioritize hiring illegal aliens for state jobs by eliminating certain requirements like the civil service exam and high school diploma.
The aim is to expedite the process for illegal immigrants to secure state jobs once they have work permits.
You have got to be kidding me.
Last but not least, let’s talk about what is going on in Washington right now.
In preparation for the State of the Union address, a “large steel fence” was being put up around the U.S. Capitol…
Ahead of President Joe Biden’s State of the Union address this evening – what concerns do the political elites on Capitol Hill have that require security crews to erect a large steel fence around the immediate perimeter of the Capitol Complex?
In several posts on X, FOX News Senior Congressional Correspondent Chad Pergram said the steel, grated 12-foot fence around the Capitol Complex was erected on Wednesday night on the orders of the Secret Service.
Apparently our leaders in Washington have no problem with being protected by walls.
Unfortunately, our southern border has been left wide open and it is being estimated that approximately 10 million migrants have come pouring into this nation since Joe Biden entered the White House…
The number of illegal immigrants in the country has roughly doubled under President Biden. The United States had some 10.2 million illegal immigrants in 2020, and another 10 million have entered during Biden’s presidency. If the 20 million illegal immigrants were all in one state, it would be tied with New York for the fourth most populated state.
And here’s even worse news. If Biden wins a second term in office and there is no serious reform of U.S. immigration and asylum laws — both of which are very real possibilities — we can expect a continuing increase in the rate of immigrants crossing the border illegally.
You have got to be kidding me.
We already have tens of millions of people that are deeply suffering in this country.
To allow millions more to come marching in doesn’t make any sense at all.
We can’t even afford to take care of the people that we already have. We are completely broke, and we have been adding another trillion dollars to the national debt about every 100 days.
We are literally committing national suicide,
I turned it off. The lies were thick with words for the LEFT.
What a sordid address to America and those who work and grew up in this country.
Biden's SOTU Speech was disgusting.
Fund Ukraine.
Trump is a threat to democracy and America itself.
Abortion is good.
American Economy is stronger than ever.
Inflation wasn't Biden's fault.
Illegals are Americans too.
Republicans are responsible for the border crisis.
Trump is bad.
Biden stands with trans children.
J6 was the worst insurrection since the Civil War.
Joe, you are always welcome at Ghost Ranch. Bring the family, bring the dogs to Montana!
You are the last of a great breed of journalists.
It was a treasure today to watch you shred the Secretary of Transportation. The POTUS called him "Secretary Booty Juice."
You have far too much honesty and common sense for COMCAST.
I still have hero's, Elon Musk is the latest.
His grit, truth, and honesty are out there for all to see.
No bullshit. He puts his money where his business lies.
He had this to say about criminal aliens who invade our nation.
"America will fall if it tries to absorb the world. That is why I am banging the drum so much about this issue."
This was a great idea. Promoters didn't have a clue. Died before its time.
Native American Advisors, Inc. was to be one of the investment managers.
"SUCCESS IN A FREE COUNTRY IS SIMPLE. GET A JOB, GET AN EDUCATION, AND LEARN TO SAVE AND INVEST WISELY. ANYONE CAN DO IT."
William J. O'Neil
In 1984 I was in Los Angeles when William "Bill" O'Neil was starting his newspaper, Investors Business Daily. I was invited to a Los Angeles Stock & Bond Club luncheon where Bill was presenting his newspaper.
I would not be where I am without the strategy, discipline, and risk-control of the O'Neil system.
Riding and driving the ONON train like Bo Keeley headed to a racquetball tournament on the big iron!
Every. Point. Up.
In 2023 I bought our home in Los Cabos to stay healthy.
At 70, it's tougher to stay healthy. I have always loved and respected the water, from early swimming lessons on the Pomme de Terre River in Morris, MN to summers in the Missouri River waters of Lake Sacajawea in North Dakota, obtaining my W.S.I. certificate in the natatorium at UMM, lifeguarding in the summer of 1975 at Page Lake near Hancock, MN to ocean water swimming for a decade in the 1980's at LaJolla Cove in LaJolla, CA where I worked for Drexel Burnham Lambert on Prospect Street. Now LaJolla Cove has the stench of seal excrement and is often off-limits due to ocean pollution coming up from Mexico to say nothing of the recent shore landings from maritime criminal aliens! Life happens. Life often changes.
Look close and see an orange buoy, well offshore, to the left of me. That buoy is my goal, daily. Sometimes several times a day depending on wind and wave conditions and what is happening on the trading turret. The water clarity, the fish, the rays, the pelicans, the frigate birds, the gulls, the osprey, the yachts, and the breaching whales are all here in the waters of mile-long Palmilla Beach. If you ever travel to Los Cabos, specifically Palmilla, near San Jose del Cabo do yourself a favor. Check out the sights and sounds of Palmilla Beach at sunrise. I promise you one thing. You won't forget it. Ever.
Police have recommended the killer be charged with felony murder, false imprisonment, kidnapping, and concealing the death of another.
It was a stellar morning on Palmilla Beach. The color of the orioles, the sparkling water, the whales breaching, the Ocean 9 course alive in color, the fresh coffee, hell, come to think of it, it just seems like another day in paradise. But, somebody has to do it. And it just as well be me.
Why not? I paid the dues. The only cost of entry was working half days, six to six. Life is good and getting a hell of a lot better. Every day.
I haven't been keeping up with much on the macro front in America. Am holding a lot of cash, far more than anything "normal" and will get back in the saddle when I get back to the ranch. The markets aren't going anywhere. They are open 6.5 hours of the day in New York and one can place bets accordingly around the world at any given time.
For now, let me ask you.
Where is America headed? We have a 40-year high of inflation.
Taxpayers have been hoodwinked into spending billions in Ukraine
There are millions of violent primitives flooding the country.
The yield curve is still inverted.
And we have a liar with dementia being called President of the United States. The stooge continues to sell America his "JOE" sandwiches, unfortunately, we all have to take a bite. If you have any ideas on where the U.S. is headed fire away. I listen to about everyone.
Today, right here, right now, is a good day to pray and to give thanks.
To say that I am grateful for the life I have is an understatement. They always called me a dreamer but there is absolutely no way my life has turned out the way I thought it would. We all face great challenges in life. All of us. It is a privilege we all have just to wake up in America.Miigwech.
Last year I turned 70 and changed up my lifestyle. I decided to sleep better, feel better, lose weight, be kind to my body in the few short years I have left on this revolving rock, and curtail my consumption of alcohol. I was not a huge drinker, to begin with. A beer here, a scotch there, some wine with dinner, just probably an average consumer. I sure haven't gone cold turkey, I still will have a cold beer once in a while, especially after a good day of exercise and on occasion will join in at whatever party I am at.
I did have a beer at a great Super Bowl party this year and last night was invited to a party to celebrate National Margarita Day. I am not certain if it was National Margarita Day in Mexico, Canada, or the United States but it didn't matter.
The friends, the food, the flavorful marg's were stunningly delicious. Like martinis back in the day, one is never enough, and two is always, too many! That mantra only applied to martinis because two or more tequila shots were always a conduit to taking clothes off in public! The wild times in Mexico in the 1980s were a testament to that, maybe just living through those times was enough and to top it off I honestly NEVER walked on any vehicle hoods while the car was in motion, unlike my friends.
I not only want to thank the wonderful Canadian hosts of the party who laid out such a beautiful spread of food and drink but to all the people from Canada I met! These young ladies are terrific fun and humorous stories follow them 24/7.
I could have been hired as a dance instructor, chauffeur, or security guard but I hope to see another few years of National Margarita Day in Mexico, same place, same time! Neighbors by chance, friends for life.
I was always serious about people who put their money where their mouth is.
Hunters who get it done, brokers who touted stocks who actually owned a few shares, life insurance agents who actually owned life contracts of the policies they were pitching, trappers who actually put up good numbers year after year, investors who didn't blow up their accounts every few years, attorneys who took the right side of things, you know, it was like life itself.
Zero tolerance for bullshit. People who DO and SAY what they are going to do.
Elon Musk comes to mind. No shortage of money or honesty. He deserves so much from so many for putting up his money and being honest.
Check out his latest commentary on the wacko's at GOOGLE.
"I’m glad that Google overplayed their hand with their AI image generation, as it made their insane racist, anti-civilizational programming clear to all"Once in a great while I will invest in companies with questionable management teams that might have a Board (of Directors) loaded with greatness, talent, vision, and ability, combined with previous business experience.
There isn't a Board of Directors that has less vision, less talent, less business integrity, and less business savvy than the current AT&T Board.
The shareholders of the AT&T Corporation should demand immediate action to replace the Board and management.
How much shareholder equity needs to be squandered before enough is enough?
Have shareholders lost enough? Do they want to lose more?
It just doesn't end with this crowd of talking heads.
Any American who votes for Biden is voting for more repression, more lockdowns, more rights eroded and lost, more wars, more inflation, more hatred, more lies, more illegals, more shit in the streets, more homelessness, more lawlessness, and a hell of a lot more corruption.
Be specific in your answers..............