Friday, August 01, 2014

John versus Juan, tell me what is wrong here...........

JOHN vs. JUAN

You have two families: "John Legal" and "Juan Illegal".


Both families have two parents, two children, and live in Arizona ..

John Legal works in construction, has a Social Security Number and makes $25.00 per hour with taxes deducted.

Juan Illegal also works in construction, has NO Social Security Number, and gets paid $15.00 in cash "under the table".

Ready? Now pay attention....

John Legal: $25.00 per hour x 40 hours = $1000.00 per week, or $52,000.00 per year. Now take 30% away for state and federal tax; John Legal now has $31,231.00.

Juan Illegal: $15.00 per hour x 40 hours = $600.00 per week, or $31,200 per year.Juan Illegal pays no taxes. Juan Illegal now has $31,200.00.

John Legal pays medical and dental insurance with limited coverage for his family at $600.00 per month, or $7,200.00 per year. John Legal now has $24,031.00.

Juan Illegal has full medical and dental coverage through the state and local clinics and emergency hospitals at a cost of $0.00 per year. Juan Illegal still has $31,200.00.

John Legal makes too much money and is not eligible for food stamps or welfare. John Legal pays $500.00 per month for food, or $6,000..00 per year. John Legal now has $18,031.00.

Juan Illegal has no documented income and is eligible for food stamps, WIC and welfare. Juan Illegal still has $31,200.00.

John Legal pays rent of $1,200.00 per month, or $14,400.00 per year. John Legal now has 9,631.00.

Juan Illegal receives a $500.00 per month Federal Rent Subsidy. Juan Illegal pays out that $500.00 per month, or $6,000.00 per year. Juan Illegal still has $ 31,200.00.

John Legal pays $200.00 per month, or $2,400.00 for car insurance. Some of that is uninsured motorist insurance. John Legal now has $7,231.00.

Juan Illegal says, "We don't need no stinkin' insurance!" and still has $31,200.00.

John Legal has to make his $7,231.00 stretch to pay utilities, gasoline, etc..

Juan Illegal has to make his $31,200.00 stretch to pay utilities, gasoline, and what he sends out of the country every month..

John Legal now works overtime on Saturdays or gets a part time job after work.

Juan Illegal has nights and weekends off to enjoy with his family.

John Legal's and Juan Illegal's children both attend the same elementary school. John Legal pays for his children's lunches, while Juan Illegal's children get a government sponsored lunch. Juan Illegal's children have an after school ESL program. John Legal's children go home.

Now, when they reach college age, John Legal's kids may not get into a State School and may not qualify for scholarships, grants or other tuition help, even though John has been paying for state schools through his taxes, while Juan Illegal's kids "go to the head of the class" because they are a minority.

John Legal and Juan Illegal both enjoy the same police and fire services, but John paid for them and Juan did not pay.

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CHIPPEWA PARTNERS, Native American Advisors, Inc. is a Registered Investment Advisor, founded by Dean Thomas Parisian in 1995. The firm is a manager to an exclusive clientele and is closed to new clients. As a Registered Investment Advisor, our expertise developed over 35 years balances experience, integrity and tremendous work ethic. Dean Parisian is a member at the White Earth Reservation of the Minnesota Chippewa Tribe, a former NYSE and FINRA arbitrator and trader who began his career with Kidder Peabody and later worked for Drexel Burnham Lambert in LaJolla, CA. His philanthropic interest is in Native American education and he's endowed a significant scholarship for Native Americans at the University of Minnesota. His greatest accomplishment includes raising two sons and 26 years of marriage. The Parisian family enjoys outdoor pursuits at Pamelot, their farm in Tennessee and at the Ghost Ranch, their ranch on the Yellowstone River in Montana. For media requests contact the firm via email: ChippewaPartners (at) gmail dot com, on Twitter: @DeanParisian. Global 404-202-8173